Investment Property Cash-Out Loans
Fast and direct private lending for real estate investors. Apply online or call now to speak with a lending professional.
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Unlock Your Equity in a Flash
Investors with real estate owned free and clear – and others with low mortgage balances – can benefit greatly from a cash-out refinance loan using a non-traditional or non-conventional funding source like a private lender. When you borrow against the equity of your investment property, you can gain timely access to capital in order to:
- Secure funding for property improvements, additions, or development
- Consolidate business debt
- Raise additional investment capital
- Replace existing, short-term debt
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Fantastic rates and loans funded in as little as 5 days.
How Do I Qualify, and How Much Funding Can I Get?
Our decisions on whether to fund a loan are based on equity and not on credit scores, income, or the experience level of our borrowers. We offer very fast response times, and we can conditionally approve loans within 24 hours of submission.
The borrower must be the vested owner, and title must be insurable by state-specific industry standard practices. Breaks in chain of title, or the presence of a non-arms-length transaction often encumber our ability to approve funding. It is advisable to seek legal consultation in dealing issues like these.
Loan-to-value ratios for Flash Raise Investment Property Cash-Out Loans can vary, and range between 60-70% of the subject property’s value. Depending on property type, condition, and occupancy status, the as-is value, and after-repair value (ARV) will be given consideration in determining a maximum loan offering.
These loans can be structured with construction holdbacks, or fully funded at closing depending on available equity. Loan terms range from 6-9-month short term loans, all the way to 5-year balloon programs. Flash Raise loans have no pre-payment penalty so there are no hidden costs at the time of exit.
Flash Raise provides funding alternatives for investment properties large and small. Our Investment Property Cash-Out Loans can collateralize single-family, or multi-family residential real estate, or commercially designated properties too. We are uniquely positioned to provide short- or long-term hard money loans from $50,000 up to $2M.
It’s Time to Cash-Out
At Flash Raise Funding, we strive to provide the ultimate flexibility to our cash-out borrowers, delivering funds at the speed of opportunity. With any loan, there are pros and cons to consider, therefore, it is critical to discuss options with your lender. Let us put our 25 years of experience to work for you. We are here to answer any of your cash-out refinancing questions. Contact us by phone or online inquiry, and unlock your equity today!